Most of us fall into debt because of irrational usage of our credit cards. People go for credit cards since this form of plastic money gives them the opportunity to buy things without cash payments. Because of increasing livelihood expenses, people often run out of cash. As a result, they have to resort to credit cards. However, when you’re on a buying spree, you often tend to forget that you have to pay for the items you’ve bought on credit. When you realize that, it’s too late. You have piled up...